Effective Date: September 2025

These Terms of Use (“Terms”) govern your use of the website operated by CARIAN (“The CARIAN Group Corporation”) at www.thecariangroup.com (the “Site”). By using this Site, you agree to these Terms.

1. Permitted Use

You may use this Site only for lawful purposes and in accordance with these Terms. You may not use the Site in a way that could disable, damage, or impair the Site or interfere with any other party’s use of the Site.

2. Informational Purposes Only

The content on this Site is provided for general informational purposes. It does not constitute professional advice or create a client relationship.

3. Intellectual Property

All content on this Site, including text, graphics, logos, and images, is owned or licensed by CARIAN and protected by applicable intellectual property laws. You may not copy, reproduce, distribute, or use the materials without written permission.

4. Third-Party Links

This Site may contain links to third-party websites. CARIAN is not responsible for the content or practices of those websites.

5. Disclaimer of Warranties

This Site is provided “as is” without warranties of any kind, express or implied.

6. Limitation of Liability

To the fullest extent permitted by law, CARIAN is not liable for any damages arising from the use of or reliance on this Site.

7. Governing Law

These Terms are governed by the laws of the State of New Jersey, without regard to conflict-of-law principles.

8. Changes to Terms

CARIAN may update these Terms at any time by posting revisions on this page. Continued use of the Site after changes are posted constitutes acceptance.